Insurance Premium Reductions

Alarm Credits

(minimum required for additional 15% reduction) (Article 5.33A, Section 6 (a) (2), Texas Insurance Code) A person’s residence qualifies for a 15% discount on homeowners insurance premiums if the property is equipped with an electronic burglar alarm that meets the following specifications:

  • All exterior structure openings are contacted. (This includes all exterior windows and doors).
  • The alarm system includes an interior and exterior siren.
  • All equipment is U.L. approved and is monitored by a U.L. approved central station; and sales, service installation, and monitoring of the system are done in compliance with the Private Investigation and Private Security Agencies Act (article 4413 (22bb), Vernon’s Texas Civil Statues). The requirements in number three (3) must be in writing from the Alarm Company.

For more information contact Sergeant Loyd Pearson at (512) 930-2594 or